Single detachedKanata Lakes
Kanata North
- Two-unit model
- From $965,398(Including HST rebate)
- Est. rent, second unit
- Contact Ron
Dual Living homes
Ottawa new builds with a legal basement suite
Looking to supplement your income? Live in one unit and rent out the other, or rent both. The second unit is finished by the builder before you move in.
How a two unit home works
Ottawa builders sell these under different names. Depending on the project, you'll see them called dual living homes, dual key homes, or homes with a legal suite or secondary dwelling unit. They all mean the same thing: a house with a second, self-contained legal unit, built in from the start.
Two self-contained units
The basement is a separate unit with its own kitchen and bathroom, so you can live in one and rent the other.
Legal from day one
The builder designs, permits, and finishes the second unit as part of the house. No renovation or permit chasing after you close.
Rent helps carry the mortgage
The rent from the second unit goes toward your mortgage and monthly costs. See how that plays out over 20 years below.
Lenders who know these homes
Not every lender looks at rental income the same way. Ron can introduce you to mortgage specialists who work with two unit homes regularly and can show you how the second unit's rent may help you qualify.
The numbers on a two unit home
Richcraft Tandem Series home at $863,800, projected over 20 years.
Investor proforma
Rent both units
- cash flow from year 1, after the mortgage
- +$151/mo
- cash flow from year 1, after the mortgage
- annual return over 10 years
- 9.9%
- annual return over 10 years
Live-in proforma
Live upstairs, rent the basement
- to live there, vs $2,700 to rent the upstairs
- $2,495/mo
- to live there, vs $2,700 to rent the upstairs
- in equity after 10 years
- $442,367
- in equity after 10 years
Ottawa projects with legal secondary units
Richcraft Homes
Single detached
Single detachedRichcraft at Riverside South
Riverside South
- Two-unit model
- From $863,628(Including HST rebate)
- Est. rent, second unit
- Contact Ron
Single detached
Single detachedWestwood by Richcraft
Stittsville
- Two-unit model
- From $863,628(Including HST rebate)
- Est. rent, second unit
- Contact Ron
Caivan Communities
TownhomeThe Ridge
Barrhaven
- Two-unit model
- From $649,549(Including HST rebate)
- Est. rent, second unit
- Contact Ron
Caivan calls these "legal suites" and is just starting to offer them.
Landric Homes + Group Heafey
TownhomeMinto Communities
Single detachedBrookline
Kanata North
- Two-unit model
- From $954,900(Including HST rebate)
- Est. rent, second unit
- Contact Ron
Single detachedMahogany
Manotick
- Two-unit model
- From $1,039,900(Including HST rebate)
- Est. rent, second unit
- Contact Ron
eQ Homes
Single detached
Single detached
Single detachedWant the numbers on a specific project?
Tell Ron which project caught your eye, or what you're hoping to bring in from the second unit. He'll send you current pricing, the two-unit layouts, and a rent estimate.
Ron Gusinjac
(613) 890-0444